We are here to help you improve your credit so that you can become HomeReady!
Schedule a call with one of our credit experts to review your current credit situation. We will do a one-on-one deep dive into your credit to identify how you can quickly increase your credit score. Once we’ve helped you get a great score, you can then get your mortgage.
Request A Free Consultation
By clicking "SUBMIT" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or pre-recorded voice, and SMS text at the number I provide whether it be my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and the Terms Of Service.
To ensure only the best results, we work with each of the credit bureaus
How It Works
Credit Improvement Map
Step 1
Evaluate Your Credit Profile
Your credit profile is the key to unlocking your dream of becoming a homeowner. The first step is to sit down with a trained CIG credit professional who will evaluate your individual profile to identify the work that needs to be done to get you Home Ready.
Step 2
Build Your Map
Now that we know what needs to be worked on, your Credit Specialist will build a detailed map based upon your specific needs. This is the plan of action that will take you from your current position to Home Ready in the fastest time possible.
Step 3
Execute the map
At this point CIG’s team goes to work on executing the steps outlined in your Map. This is a collaborative effort between you and our team, so keep in close contact through text and/or email. Your personal Credit Specialist will be your guide, and you’ll be able to track your progress real-time through the Credzy app on your mobile device. At the end of the map you’ll be declared Home Ready!
Step 4
Connect With Your Lender
Time for all the hard work to pay off! CIG’s network of affiliate partners provides a broad range of trained professionals to help you find your dream home and get you to the closing table asap. Home Ready means HOME READY! So the goal is to connect you with a lender, realtor etc. who fit your needs with everything in place to fast track you through to closing.
Benefits Of Our Services
Home Purchases
Credit Management
Mortgage Refinance
Identity Protection
Greater Savings
Why people love Credit Innovation Group
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Phillip Johnson
Credit Innovation Group, made me feel at ease about my Credit Score and how to make it better in the future. -read moreread less
Felisa Rice
My experience today was a very good experience I've learned alot about how I can better my credit all of my question where answered in a professional manner I'm very excited to see what the future holds -read moreread less
Donna McKee
My case manager Hyrum was awesome. He was respectful and knowable. He treated me like I was a human with feelings. He understood what I wanted to get a loan. I have alot of confidence in him and his team to get me and my daughter into the home of our dreams. Thank You Hyrum for everything. -read moreread less
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Danielle Camino
Had a great experience with Hyrum. He was very informative with helping achieve my goal of fixing my credit and getting my first home. I am looking forward to working with him again. Thank you. -read moreread less
David Milford
The people here are super friendly and super excited to help you find your perfect home and purchase it. I was actually getting more and more excited in this process as I listened to their enthusiasm in helping me. What a great team they are! -read moreread less
Jere Estabrook
Leslie was very polite and helpful. She was very knowledgeable in her explanations. Will recommend CIG when the need arises. -read moreread less
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Kyle Avery
Taylor Smith was absolutely wonderful as our Intake CSR and helped us with getting started. Leslie Lance was assigned as our Credit Specialist and she is so patient, kind, and shows impressive amounts of empathy towards me and my husband. I'm so excited to get started with CIG and their representatives. I look forward to moving St. George, and even more so actually looking forward to buying a new house. Thank you so much CIG for employing wonderful people because they make life so much brighter <3 -read moreread less
Instructor Jaiden Schmit (USTA Martial Arts-Lynden)
It was a good experience, very friendly and made me feel like I'm making the best decisions and worked with me every step to ensure I am doing it properly. -read moreread less
D Alvarez
Was extremely helpfull and made things perfectly clear step by step and was able to answer all questions clearly -read moreread less
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Victoria Sheffield
Thesegous were nice friendly and completely understanding and really want to help me I appreciate them so much and Stephanie was awesome she understood my situation and you guys are really willing to help me and I just appreciate everything that you've done -read moreread less
Anna Terry
So wonderful people very helpful and encouraging in my certain situation thank you guys for all your help in fixing my credit -read moreread less
kaleb hughs
Great people skills! Great people to have working with you, also very professional couldn’t ask for better people to be working with on my journey to becoming a new homeowner -read moreread less
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Sandra Barker
I got cig credit innovation group because I'm trying to buy my own home I've only been with them since February. But here's the thing in that few months that I've been with them they have raised my credit score they have help me with my student loans and they have helped me with so many things. They've answered any in all questions that I've asked they've gotten back to me with a very short amount of time I text them or email them I'm not a phone person to talk on the phone but they have answered everything by email or text message. I'm on my way to get my own home and I know that it's because of CIG. I CAN'T SAY ENOUGH GOOD THINGS ABOUT THEM. Thank you -read moreread less
Danette Crandell
I'm so pleased by how quick my advisor is working with the stuff I have. This company is awesome! Besides my advisor, other people I have talked to were very friendly and helpful! I'm so excited on how everything is coming along and I appreciate it! -read moreread less
Takesha Galmore
My score just went up 72 point, as far as my credit score, Hyrum and his team, their doing a really good job. -read moreread less
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Name
I'm working with Matthew Jensen, he is awesome. My credit score continues to improve. I recommend this company to anyone interested in repairing their credit -read moreread less
Jessica Morin
Great service and listened to everything I had to say and was very helpful and nice. -read moreread less
derek booker
Jodi has been a great help thus far and I would highly recommend this organization to anyone looking to rebuild their credit and purchase a home. -read moreread less
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LeNee Barthel
Hyrum was wonderful to talk to and he broke everything down for me. Easy to understand what's going on with my credit. Hyrum has such an amazing spirit and gun-ho ready to take on what ever challenges I'm facing and enthusiasm is awesome and amazing. I'm excited to be worthing with him and getting into a new home.❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ -read moreread less
Kim B
Seriously recommend this company to help repair your credit!! From day 1 they have worked effortlessly to help raise my credit score!! In less than a week, my score went up over 140 points!!! I know everyone will have a different outcome, but I also know that this company will do whatever they can to help not only repair your credit but show you ways to build your credit!! I would recommend CIG to any of my family or friends who need help repairing their credit!!! It's literally life changing- for the better! Thanks CIG, and specifically Leslie!! -read moreread less
annette walker
I just joined this company A week ago And see Progress On my credit report already. Very professional Company Always ready to answer my questions. I would suggest this company to family and friends. Thank you Alice For all your help -read moreread less
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Kendall Madson
They helped me.out alot to get my credit to the point where I could purchase a home! Very informative and helpful! Will strongly recommend them to people! -read moreread less
Jose Medrano
At the beginning I didn't know what I was getting into but when I decided to make the call I didn't know what to expect but I was surprised of what they explained to me I never thought I would ever have a chance to own a home this way can't wait to see the results thank you given me hope -read moreread less
Margarita Cotte
Thay contacted me I usually ignore these kind of calls this call lasted over a hour thay are very professional THAY know their work they even put me at ease with someone hacking and taking over my life it can be fixed so if you're having problems with your credit and want to fix it I promise you credit Innovation Group is for you I just started yesterday and thay removed a few negative items and pulled out a few positive items compared to what I was pay and moving at a snails pace. I highly recommend them.margarita cotte -read moreread less
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Mike Dodson
This company works for the money. They get your credit Cleaned up and the numbers where they needs to be. There is never a lack of communication from this company at all. If there is any questions that arise, call or email them and they will respond right away or they will call you or email you to try to get things straight. I would definitely recommend this company to anyone. -read moreread less
Malissa Jones
I literally had lost all hope and then the phone rang . What a gift. I now have hope and there's definitely light at the end of the tunnel . they raised my credit score over 100 points in just a few hours . the two people that I spoke with made me feel so comfortable and at ease ...I can't wait to see what's ahead . I had No idea places like this even existed. I've been house shopping all week..Thanks Credit Iinnovation group and Kathleen and I believe James was the guys name ..They were awesome ! -read moreread less
Jolene Jones
I've been with Credit Innovation Group for less than 1 month and my credit has come up significantly. Looking forward to the up coming months. Almost there. -read moreread less
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Amanda Compton
They have been great to work with both Issac and hayrum get the job done and do their best to help repair your scores to make future brighter for ur personal goals that you may have set such as buying a house or new car. -read moreread less
Kara Smart
Hyrum was amazing and very helpful with helping me to get my credit taken care of, as I am in the process of becoming a first time homeowner! Credit Innovation Group and all the staff I have dealt with thus far are friendly, efficient and very effective. Check them out for your credit repair needs. -read moreread less
Jenise Carey
This group is no joke, my credit went up 150 point in 5 month, I was not expecting this in so little time and for a descent amount of money every month. my credit score is still rising with the different credit boost service that they offer. Now I’m all set to buy a home. Thanks Credit Innovasion I love y’all!!!!! -read moreread less
See how we can help you
improve your credit
Having good credit opens the door to achieving our financial dreams. We help our members develop a strong credit profile so that they can do just that. What are you waiting for?