Your personal guide to a powerful credit score

Our Credit Specialists have helped thousands of people increase their credit scores to get approved for personal loans

To ensure only the best results, we work with each of the credit bureaus

With your CIG Membership you'll get

Your own credit specialist

to do the heavy lifting and guide you through each step of the credit improvement process. 

Real-time updates and alerts

with each change to your newly evolving and improving credit profile. 

Approved for the credit accounts

that you need; a house, a new car, credit cards, personal loans, etc.

How It Works

Credit Improvement Map

Step 1

Repair Your Credit

We focus on fixing and updating any errors that may be negatively affecting your credit scores. Did you know that 1 in 5 Americans have errors on their credit reports? You’d be surprised what may be on yours! 

Remove:

  • Charge Offs
  • Collections
  • Late Payments
  • Bankruptcies
  • Foreclosures
  • Repossessions

Step 2

Build Your Credit

Once we are able to fix errors on your credit, we then start focusing on building some positive credit by adding new accounts or optimizing your current credit accounts.

  • Become an authorized user
  • Restructure Student Loans
  • Fix credit utilization
  • Report your rent payments
  • Get new credit cards
  • Get a credit builder account

Step 3

Leverage Your Credit

Now that we have made great progress in building a good credit score, we help guide you on how to use it to take advantage of the benefits of good credit!

Get approved for:

  • Better car insurance
  • Better credit cards
  • Lower interest rates
  • A home loan
  • A new car
  • Personal loans

Products our users love

Credit Repair Ninja

Remove inaccurate, misleading or unverifiable items from your credit reports to dramatically improve your credit.

Rent Reporting

Add a positive credit account and up to 2 years of credit history to boost your credit score by reporting your monthly rent payments to the credit bureaus.

Student Loan Ninja

Restructure your student loan debt to become more manageable and affordable, this transition your student loan from hurting your credit to helping.

Cash Flow Accelerator

Easily organize your debt and monthly budget to identify extra money to become debt free FAST!

ScoreWatcher

Always be on top of your credit scores, credit reports and personal identity to prevent identity theft.

CIG Rewards

Save money by getting cash back on all of your day-to-day spending with our CIG Rewards cashback app.

Why people love Credit Innovation Group

Shaun Shumate

"Megan was a pleasure to work with from the start. After 7 months I was able to buy a home and a new vehicle. It has been a stress free and hassle free experience. I highly recommend CIG to anyone needing help with repairing credit."

Baylee Hoff

"This company is great for helping improve credit scores! I saw results faster then expected and they got a lot of stuff removed that was negatively effecting my score. Thanks to CIG I was able to purchase my first home!"

Bridget Pico

"Thank you so much Julie Jessop. My scores increased 188 points in 3 months. I highly recommend her folks. She is personable, enthusiastic and low key. Just the type of counselor you want. Thank you again for your hard work."

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See how we can help you

improve your credit

Having good credit opens the door to achieving our financial dreams. We help our members develop a strong credit profile so that they can do just that. What are you waiting for?

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