
Rent To Own Guide
We help buyers create a plan to become mortgage qualified while they are renting.

Our Rent To Own Guide gives you
Same day consultation
to put you on the fast track to repairing your credit
Pay as you go service
so that you are not locked into a long term contract
An online account
to track the progress of your file in real time.
Rent-To-Own consumer statistics
2.6% of households have participated in rent-to-own transactions.
58% of individuals who rent-to-own purchase the home at the end of the lease.
4 of 5 consumers who rent to own are between the ages 18-44.
Understanding Rent-To-Own
How Credit Innovation Group Does RTO
Rent-To-Own, a home ready solution
Find Real RTO Listings
Understand the RTO Process
Acquire an RTO Contract
Get Approved for a Mortgage Loan
Why people love Credit Innovation Group
Serge M.
"Wow is all I can say. Every week I get notifications about my credit score going up. It has been jumping up 10 and 20 points several times over the past weeks. Reuben has been great and I could truly not be happier with everything."
Kimberly S.
"CIG is amazing! In just a few weeks my score went up 46 points. My specialist is amazing and always there for me no matter what. I couldn't ask for a better service or a better price. Absolutely the best thing that could have happened to my credit.”
Rolando A.
"...CIG is absolutely the best in the business. My credit specialist is amazing he has already managed to remove some very hard to remove accounts from my credit. He is also very professional and responsive. I made the best choice with this company."
FAQ's
A rent-to-own is an agreement where individuals commit to rent a home for a certain period of time and have the option to buy the home before the end of their lease.
While there are many benefits to rent-to-own agreements, the biggest benefit is being able to move into a home without having to qualify for a mortgage first.
Another major benefit to a rent-to-own agreement is that it allows you enough time to repair your credit history while living in a home.
Most rent-to-own agreements require an upfront payment (typically 2.5%-7% of the purchase price).
See how we can help you
improve your credit
Having good credit opens the door to achieving our financial dreams. We help our members develop a strong credit profile so that they can do just that. What are you waiting for?