Credit Ninja
Stuck in the trap of bad credit? We'll help you manage inaccurate, misleading or unverifiable items from your credit reports!
Credit Ninja Gives You
Same Day Service
to put you on the fast track to repairing your credit
Pay As You Go Service
so that you are not locked into a long term contract
An Online Account
to track the progress of your file in real time.
Credit Management Consumer Statistics
1 of every 5 consumers have an error on at least one of their 3 credit reports.
1 in 4 consumers identified errors on their credit reports that could affect their credit scores.
4 of 5 consumers who filed disputes on their credit reports experienced some modification to their credit report.
The Credit Ninja Process
Step 1
Analyze Credit Reports
The first step is to review your current credit situation. What items on your credit reports are negatively impacting your credit score. This will help our Credit Ninjas identify exactly what items to begin disputing.
Step 2
Begin Dispute Process
Once identified, our credit ninjas will get to work right away to dispute your inaccurate items using our innovative electronic disputing process.
Step 3
Monthly Upkeep
The bureaus have 30-45 days to respond to our disputes. Our ninjas will continue to work on these items until they are removed from your credit reports.
Step 4
CIG Platinum Status
If the ninja’s can’t get the identified items removed from your reports within the 6 month timeframe, they will continue to work on those items as long as you maintain your CIG Platinum Membership status.
Get Real Results
Better Credit Scores
Faster Credit Approval
A Healthy Credit Profile
Lower Interest Rates
Increased Cashflow
Why People Love Credit Innovation Group
- Felisa Rice
My experience today was a very good experience I've learned alot about how I can better my credit all of... read moreMy experience today was a very good experience I've learned alot about how I can better my credit all of my question where answered in a professional manner I'm very excited to see what the future holds read less -
Donna McKeeMy case manager Hyrum was awesome. He was respectful and knowable. He treated me like I was a human with... read moreMy case manager Hyrum was awesome. He was respectful and knowable. He treated me like I was a human with feelings. He understood what I wanted to get a loan. I have alot of confidence in him and his team to get me and my daughter into the home of our dreams. Thank You Hyrum for everything. read less -
- Danielle Camino
Had a great experience with Hyrum. He was very informative with helping achieve my goal of fixing my credit and... read moreHad a great experience with Hyrum. He was very informative with helping achieve my goal of fixing my credit and getting my first home. I am looking forward to working with him again. Thank you. read less -
David MilfordThe people here are super friendly and super excited to help you find your perfect home and purchase it. I... read moreThe people here are super friendly and super excited to help you find your perfect home and purchase it. I was actually getting more and more excited in this process as I listened to their enthusiasm in helping me. What a great team they are! read less -
- Kyle Avery
Taylor Smith was absolutely wonderful as our Intake CSR and helped us with getting started. Leslie Lance was assigned as... read moreTaylor Smith was absolutely wonderful as our Intake CSR and helped us with getting started. Leslie Lance was assigned as our Credit Specialist and she is so patient, kind, and shows impressive amounts of empathy towards me and my husband. I'm so excited to get started with CIG and their representatives. I look forward to moving St. George, and even more so actually looking forward to buying a new house. Thank you so much CIG for employing wonderful people because they make life so much brighter <3 read less3 -
Instructor Jaiden Schmit (USTA Martial Arts-Lynden)It was a good experience, very friendly and made me feel like I'm making the best decisions and worked with... read moreIt was a good experience, very friendly and made me feel like I'm making the best decisions and worked with me every step to ensure I am doing it properly. read less -
- Victoria Sheffield
Thesegous were nice friendly and completely understanding and really want to help me I appreciate them so much and Stephanie... read moreThesegous were nice friendly and completely understanding and really want to help me I appreciate them so much and Stephanie was awesome she understood my situation and you guys are really willing to help me and I just appreciate everything that you've done read less -
kaleb hughsGreat people skills! Great people to have working with you, also very professional couldn’t ask for better people to be... read moreGreat people skills! Great people to have working with you, also very professional couldn’t ask for better people to be working with on my journey to becoming a new homeowner read less -
- Sandra Barker
I got cig credit innovation group because I'm trying to buy my own home I've only been with them since... read moreI got cig credit innovation group because I'm trying to buy my own home I've only been with them since February. But here's the thing in that few months that I've been with them they have raised my credit score they have help me with my student loans and they have helped me with so many things. They've answered any in all questions that I've asked they've gotten back to me with a very short amount of time I text them or email them I'm not a phone person to talk on the phone but they have answered everything by email or text message. I'm on my way to get my own home and I know that it's because of CIG. I CAN'T SAY ENOUGH GOOD THINGS ABOUT THEM. Thank you read less -
Danette CrandellI'm so pleased by how quick my advisor is working with the stuff I have. This company is awesome! Besides... read moreI'm so pleased by how quick my advisor is working with the stuff I have. This company is awesome! Besides my advisor, other people I have talked to were very friendly and helpful! I'm so excited on how everything is coming along and I appreciate it! read less -
- Name
I'm working with Matthew Jensen, he is awesome. My credit score continues to improve. I recommend this company to anyone... read moreI'm working with Matthew Jensen, he is awesome. My credit score continues to improve. I recommend this company to anyone interested in repairing their credit read less -
- LeNee Barthel
Hyrum was wonderful to talk to and he broke everything down for me. Easy to understand what's going on with... read moreHyrum was wonderful to talk to and he broke everything down for me. Easy to understand what's going on with my credit. Hyrum has such an amazing spirit and gun-ho ready to take on what ever challenges I'm facing and enthusiasm is awesome and amazing. I'm excited to be worthing with him and getting into a new home.❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ read less -
Kim BSeriously recommend this company to help repair your credit!! From day 1 they have worked effortlessly to help raise my... read moreSeriously recommend this company to help repair your credit!! From day 1 they have worked effortlessly to help raise my credit score!! In less than a week, my score went up over 140 points!!! I know everyone will have a different outcome, but I also know that this company will do whatever they can to help not only repair your credit but show you ways to build your credit!! I would recommend CIG to any of my family or friends who need help repairing their credit!!! It's literally life changing- for the better! Thanks CIG, and specifically Leslie!! read less -
annette walkerI just joined this company A week ago And see Progress On my credit report already. Very professional Company Always... read moreI just joined this company A week ago And see Progress On my credit report already. Very professional Company Always ready to answer my questions. I would suggest this company to family and friends. Thank you Alice For all your help read less -
- Jose Medrano
At the beginning I didn't know what I was getting into but when I decided to make the call... read moreAt the beginning I didn't know what I was getting into but when I decided to make the call I didn't know what to expect but I was surprised of what they explained to me I never thought I would ever have a chance to own a home this way can't wait to see the results thank you given me hope read less -
Margarita CotteThay contacted me I usually ignore these kind of calls this call lasted over a hour thay are very professional... read moreThay contacted me I usually ignore these kind of calls this call lasted over a hour thay are very professional THAY know their work they even put me at ease with someone hacking and taking over my life it can be fixed so if you're having problems with your credit and want to fix it I promise you credit Innovation Group is for you I just started yesterday and thay removed a few negative items and pulled out a few positive items compared to what I was pay and moving at a snails pace. I highly recommend them.margarita cotte read less -
- Mike Dodson
This company works for the money. They get your credit Cleaned up and the numbers where they needs to... read moreThis company works for the money. They get your credit Cleaned up and the numbers where they needs to be. There is never a lack of communication from this company at all. If there is any questions that arise, call or email them and they will respond right away or they will call you or email you to try to get things straight. I would definitely recommend this company to anyone. read less -
Malissa JonesI literally had lost all hope and then the phone rang . What a gift. I now have hope and... read moreI literally had lost all hope and then the phone rang . What a gift. I now have hope and there's definitely light at the end of the tunnel . they raised my credit score over 100 points in just a few hours . the two people that I spoke with made me feel so comfortable and at ease ...I can't wait to see what's ahead . I had No idea places like this even existed. I've been house shopping all week..Thanks Credit Iinnovation group and Kathleen and I believe James was the guys name ..They were awesome ! read less -
Jolene JonesI've been with Credit Innovation Group for less than 1 month and my credit has come up significantly. Looking... read moreI've been with Credit Innovation Group for less than 1 month and my credit has come up significantly. Looking forward to the up coming months. Almost there. read less -
- Amanda Compton
They have been great to work with both Issac and hayrum get the job done and do their best to... read moreThey have been great to work with both Issac and hayrum get the job done and do their best to help repair your scores to make future brighter for ur personal goals that you may have set such as buying a house or new car. read less -
Kara SmartHyrum was amazing and very helpful with helping me to get my credit taken care of, as I am in... read moreHyrum was amazing and very helpful with helping me to get my credit taken care of, as I am in the process of becoming a first time homeowner! Credit Innovation Group and all the staff I have dealt with thus far are friendly, efficient and very effective. Check them out for your credit repair needs. read less -
Jenise CareyThis group is no joke, my credit went up 150 point in 5 month, I was not expecting this in... read moreThis group is no joke, my credit went up 150 point in 5 month, I was not expecting this in so little time and for a descent amount of money every month. my credit score is still rising with the different credit boost service that they offer. Now I’m all set to buy a home. Thanks Credit Innovasion I love y’all!!!!! read less -
FAQ's
What is credit repair?
Credit repair is the process of addressing any inaccuracies or questionable negative items that are appearing on your credit reports. If the credit bureaus or your creditors can’t verify that the items are accurate, they legally have to remove them from your credit reports.
Can bad credit be removed?
By law you’re entitled to a credit profile that is accurate and fairly represents you. If something on you credit appears to be unfair or inaccurate you have the right to get it corrected with the credit bureaus.
How much does a negative item affect your credit score?
Depending on the item and your credit profile, a single negative mark on your credit could decrease your score by over 100 points.
How long does credit repair take?
This can be a tricky question because there’s no way to predict how long it will take because every credit situation is different. That being said, we typically see this process take around 6 months for the best results.
Do negative items stay on your credit forever?
The short answer is no. But they do stay on for a very long time. Most negative are removed from your report after 7 years and could take them as long as 10 years to be removed. If you’re planning on using your credit within that timeframe, credit repair is a great solution.
See How We Can Help You
Improve Your Credit
Having good credit opens the door to achieving our financial dreams. We help our members develop a strong credit profile so that they can do just that. What are you waiting for?
Contact
625 No. State Street Unit 2, Hilldale, UT 84784
Open Monday-Friday, 7am-7pm MST
(800) 251-2249
info@creditinnovationgroup.com
Copyright 2023 Credit Innovation Group, all rights reserved.