Credit Ninja gives you
Same day service
to put you on the fast track to repairing your credit
Pay as you go service
so that you are not locked into a long term contract
An online account
to track the progress of your file in real time.
Credit management consumer statistics
1 of every 5 consumers have an error on at least one of their 3 credit reports.
1 in 4 consumers identified errors on their credit reports that could affect their credit scores.
4 of 5 consumers who filed disputes on their credit reports experienced some modification to their credit report.
The Credit Ninja Process
Analyze Credit Reports
The first step is to review your current credit situation. What items on your credit reports are negatively impacting your credit score. This will help our Credit Ninjas identify exactly what items to begin disputing.
Begin Dispute Process
Once identified, our credit ninjas will get to work right away to dispute your inaccurate items using our innovative electronic disputing process.
The bureaus have 30-45 days to respond to our disputes. Our ninjas will continue to work on these items until they are removed from your credit reports.
CIG Platinum Status
If the ninja’s can’t get the identified items removed from your reports within the 6 month timeframe, they will continue to work on those items as long as you maintain your CIG Platinum Membership status.
What is credit repair?
Credit repair is the process of addressing any inaccuracies or questionable negative items that are appearing on your credit reports. If the credit bureaus or your creditors can’t verify that the items are accurate, they legally have to remove them from your credit reports.
Can bad credit be removed?
By law you’re entitled to a credit profile that is accurate and fairly represents you. If something on you credit appears to be unfair or inaccurate you have the right to get it corrected with the credit bureaus.
How much does a negative item affect your credit score?
How long does credit repair take?
This can be a tricky question because there’s no way to predict how long it will take because every credit situation is different. That being said, we typically see this process take around 6 months for the best results.
Do negative items stay on your credit forever?
The short answer is no. But they do stay on for a very long time. Most negative are removed from your report after 7 years and could take them as long as 10 years to be removed. If you’re planning on using your credit within that timeframe, credit repair is a great solution.
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