Credit Ninja

Stuck in the trap of bad credit? We'll help you manage inaccurate, misleading or unverifiable items from your credit reports!

Credit Ninja Gives You

Same Day Service

to put you on the fast track to repairing your credit

Pay As You Go Service

so that you are not locked into a long term contract

An Online Account

to track the progress of your file in real time.

Credit Management Consumer Statistics


1 of every 5 consumers have an error on at least one of their 3 credit reports.


1 in 4 consumers identified errors on their credit reports that could affect their credit scores.


4 of 5 consumers who filed disputes on their credit reports experienced some modification to their credit report.

The Credit Ninja Process

Step 1

Analyze Credit Reports

The first step is to review your current credit situation. What items on your credit reports are negatively impacting your credit score. This will help our Credit Ninjas identify exactly what items to begin disputing.

Step 2 

Begin Dispute Process

Once identified, our credit ninjas will get to work right away to dispute your inaccurate items using our innovative electronic disputing process.

Step 3

Monthly Upkeep

The bureaus have 30-45 days to respond to our disputes. Our ninjas will continue to work on these items until they are removed from your credit reports.

Step 4

CIG Platinum Status

If the ninja’s can’t get the identified items removed from your reports within the 6 month timeframe, they will continue to work on those items as long as you maintain your CIG Platinum Membership status.

Get Real Results

Better Credit Scores

Faster Credit Approval

A Healthy Credit Profile

Lower Interest Rates

Increased Cashflow

Why People Love Credit Innovation Group


What is credit repair?

Credit repair is the process of addressing any inaccuracies or questionable negative items that are appearing on your credit reports. If the credit bureaus or your creditors can’t verify that the items are accurate, they legally have to remove them from your credit reports.

Can bad credit be removed?

By law you’re entitled to a credit profile that is accurate and fairly represents you. If something on you credit appears to be unfair or inaccurate you have the right to get it corrected with the credit bureaus.

How much does a negative item affect your credit score?

Depending on the item and your credit profile, a single negative mark on your credit could decrease your score by over 100 points.

How long does credit repair take?

This can be a tricky question because there’s no way to predict how long it will take because every credit situation is different. That being said, we typically see this process take around 6 months for the best results.

Do negative items stay on your credit forever?

The short answer is no. But they do stay on for a very long time. Most negative are removed from your report after 7 years and could take them as long as 10 years to be removed. If you’re planning on using your credit within that timeframe, credit repair is a great solution.

See How We Can Help You

Improve Your Credit

Having good credit opens the door to achieving our financial dreams. We help our members develop a strong credit profile so that they can do just that. What are you waiting for?