January 19, 2023
How It Works
Human touch is the difference. This is why we pair you with your own personal credit specialist to assist with the many products and services that our membership provides. With your CIG Membership you will learn how to manage your credit profile, organize your budget to maximize your cashflow, and become approved for new credit accounts. With our help, the goal of your new house, a new car, and strong budget will become a reality.
Understand Credit
We'll help you manage the inaccurate, misleading, or unverifiable items on your report that may be impacting your credit profile in a negative way.
Build Credit
After an in-depth credit analysis, we work with our members to build a strong credit profile by helping them optimize their current credit and add new positive credit accounts.
Leverage Credit
Once our members have created a strong credit profile, we help them understand how to leverage it to increase their cash flow and get approved for their credit goals.
The CIG Process
We have developed a process for helping our members build a powerful credit profile and leverage it to accomplish their financial goals. We walk each of our members through these steps to help them understand exactly how to accomplish them.
Step 1
Analyze Your Credit Reports
The very first step in this process is to review your current credit reports. What negative items are weighing down your credit? What positive history have you already established? This is the beginning step of building your map toward a great credit score.
Step 2
Manage Your Negative Credit History
Now that we have identified the items weighing down your credit score, the Credit Ninjas are hard at work to dispute items that are inaccurate, misleading, or unverifiable. This process takes time so it’s awesome to get it started right away.
Step 3
Optimize Current Credit Accounts
Negative items are only half of the problem. There are many things that impact your credit in positive ways. We will optimize your current accounts to drive your credit scores up. Remember, the higher your scores the less you pay for everything.
Step 4
Identify New Positive Credit Opportunities
Your credit profile is improving! This will open up new doors to upgrade the types of credit accounts you are using. Imagine the increased flexibility of higher credit limits with lower monthly payments. Life is beginning to look a little different!
Step 5
Use Good Credit to Increase Cash-Flow
Now that you have fixed your negative credit, balanced your current credit accounts, and worked to establish new positive credit, you can utilize all of that to start saving money and increase your cash flow.
Step 6
Leverage Extra Cash-Flow & Good Credit
You’ve done it! Along with your new good credit profile, you’ve also optimized all of your credit accounts to get a better deal on each dollar that you spend. With the increased cash flow, you are now ready to apply for your desired credit line and have confidence in being approved.
Our Members Work with us
so that they can get approved for
Home Loans
Auto Loans
Credit Cards
Good Interest Rates
Why people love Credit Innovation Group
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Donna McKee
My case manager Hyrum was awesome. He was respectful and knowable. He treated me like I was a human with... read moreMy case manager Hyrum was awesome. He was respectful and knowable. He treated me like I was a human with feelings. He understood what I wanted to get a loan. I have alot of confidence in him and his team to get me and my daughter into the home of our dreams. Thank You Hyrum for everything. read less - 6/29/2022
Danielle Camino
Had a great experience with Hyrum. He was very informative with helping achieve my goal of fixing my credit and... read moreHad a great experience with Hyrum. He was very informative with helping achieve my goal of fixing my credit and getting my first home. I am looking forward to working with him again. Thank you. read less - 6/29/2022
David Milford
The people here are super friendly and super excited to help you find your perfect home and purchase it. I... read moreThe people here are super friendly and super excited to help you find your perfect home and purchase it. I was actually getting more and more excited in this process as I listened to their enthusiasm in helping me. What a great team they are! read less - 6/29/2022
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Jere Estabrook
Leslie was very polite and helpful. She was very knowledgeable in her explanations. Will recommend CIG when the need arises. - 6/25/2022
Kyle Avery
Taylor Smith was absolutely wonderful as our Intake CSR and helped us with getting started. Leslie Lance was assigned as... read moreTaylor Smith was absolutely wonderful as our Intake CSR and helped us with getting started. Leslie Lance was assigned as our Credit Specialist and she is so patient, kind, and shows impressive amounts of empathy towards me and my husband. I'm so excited to get started with CIG and their representatives. I look forward to moving St. George, and even more so actually looking forward to buying a new house. Thank you so much CIG for employing wonderful people because they make life so much brighter <3 read less - 6/24/2022
Instructor Jaiden Schmit (USTA Martial Arts-Lynden)
It was a good experience, very friendly and made me feel like I'm making the best decisions and worked with... read moreIt was a good experience, very friendly and made me feel like I'm making the best decisions and worked with me every step to ensure I am doing it properly. read less - 6/23/2022
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D Alvarez
Was extremely helpfull and made things perfectly clear step by step and was able to answer all questions clearly - 6/23/2022
Victoria Sheffield
Thesegous were nice friendly and completely understanding and really want to help me I appreciate them so much and Stephanie... read moreThesegous were nice friendly and completely understanding and really want to help me I appreciate them so much and Stephanie was awesome she understood my situation and you guys are really willing to help me and I just appreciate everything that you've done read less - 6/16/2022
Anna Terry
So wonderful people very helpful and encouraging in my certain situation thank you guys for all your help in fixing... read moreSo wonderful people very helpful and encouraging in my certain situation thank you guys for all your help in fixing my credit read less - 6/16/2022
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kaleb hughs
Great people skills! Great people to have working with you, also very professional couldn’t ask for better people to be... read moreGreat people skills! Great people to have working with you, also very professional couldn’t ask for better people to be working with on my journey to becoming a new homeowner read less - 6/16/2022
Sandra Barker
I got cig credit innovation group because I'm trying to buy my own home I've only been with them since... read moreI got cig credit innovation group because I'm trying to buy my own home I've only been with them since February. But here's the thing in that few months that I've been with them they have raised my credit score they have help me with my student loans and they have helped me with so many things. They've answered any in all questions that I've asked they've gotten back to me with a very short amount of time I text them or email them I'm not a phone person to talk on the phone but they have answered everything by email or text message. I'm on my way to get my own home and I know that it's because of CIG. I CAN'T SAY ENOUGH GOOD THINGS ABOUT THEM. Thank you read less - 4/03/2022
Danette Crandell
I'm so pleased by how quick my advisor is working with the stuff I have. This company is awesome! Besides... read moreI'm so pleased by how quick my advisor is working with the stuff I have. This company is awesome! Besides my advisor, other people I have talked to were very friendly and helpful! I'm so excited on how everything is coming along and I appreciate it! read less - 4/02/2022
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Takesha Galmore
My score just went up 72 point, as far as my credit score, Hyrum and his team, their doing a... read moreMy score just went up 72 point, as far as my credit score, Hyrum and his team, their doing a really good job. read less - 3/31/2022
Name
I'm working with Matthew Jensen, he is awesome. My credit score continues to improve. I recommend this company to anyone... read moreI'm working with Matthew Jensen, he is awesome. My credit score continues to improve. I recommend this company to anyone interested in repairing their credit read less - 3/29/2022
Jessica Morin
Great service and listened to everything I had to say and was very helpful and nice. - 3/28/2022
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derek booker
Jodi has been a great help thus far and I would highly recommend this organization to anyone looking to rebuild... read moreJodi has been a great help thus far and I would highly recommend this organization to anyone looking to rebuild their credit and purchase a home. read less - 3/28/2022
LeNee Barthel
Hyrum was wonderful to talk to and he broke everything down for me. Easy to understand what's going on with... read moreHyrum was wonderful to talk to and he broke everything down for me. Easy to understand what's going on with my credit. Hyrum has such an amazing spirit and gun-ho ready to take on what ever challenges I'm facing and enthusiasm is awesome and amazing. I'm excited to be worthing with him and getting into a new home.❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ read less - 3/28/2022
Kim B
Seriously recommend this company to help repair your credit!! From day 1 they have worked effortlessly to help raise my... read moreSeriously recommend this company to help repair your credit!! From day 1 they have worked effortlessly to help raise my credit score!! In less than a week, my score went up over 140 points!!! I know everyone will have a different outcome, but I also know that this company will do whatever they can to help not only repair your credit but show you ways to build your credit!! I would recommend CIG to any of my family or friends who need help repairing their credit!!! It's literally life changing- for the better! Thanks CIG, and specifically Leslie!! read less - 3/28/2022
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annette walker
I just joined this company A week ago And see Progress On my credit report already. Very professional Company Always... read moreI just joined this company A week ago And see Progress On my credit report already. Very professional Company Always ready to answer my questions. I would suggest this company to family and friends. Thank you Alice For all your help read less - 11/18/2021
Kendall Madson
They helped me.out alot to get my credit to the point where I could purchase a home! Very informative and... read moreThey helped me.out alot to get my credit to the point where I could purchase a home! Very informative and helpful! Will strongly recommend them to people! read less - 11/15/2021
Jose Medrano
At the beginning I didn't know what I was getting into but when I decided to make the call... read moreAt the beginning I didn't know what I was getting into but when I decided to make the call I didn't know what to expect but I was surprised of what they explained to me I never thought I would ever have a chance to own a home this way can't wait to see the results thank you given me hope read less - 11/14/2021
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Margarita Cotte
Thay contacted me I usually ignore these kind of calls this call lasted over a hour thay are very professional... read moreThay contacted me I usually ignore these kind of calls this call lasted over a hour thay are very professional THAY know their work they even put me at ease with someone hacking and taking over my life it can be fixed so if you're having problems with your credit and want to fix it I promise you credit Innovation Group is for you I just started yesterday and thay removed a few negative items and pulled out a few positive items compared to what I was pay and moving at a snails pace. I highly recommend them.margarita cotte read less - 11/13/2021
Mike Dodson
This company works for the money. They get your credit Cleaned up and the numbers where they needs to... read moreThis company works for the money. They get your credit Cleaned up and the numbers where they needs to be. There is never a lack of communication from this company at all. If there is any questions that arise, call or email them and they will respond right away or they will call you or email you to try to get things straight. I would definitely recommend this company to anyone. read less - 11/13/2021
Malissa Jones
I literally had lost all hope and then the phone rang . What a gift. I now have hope and... read moreI literally had lost all hope and then the phone rang . What a gift. I now have hope and there's definitely light at the end of the tunnel . they raised my credit score over 100 points in just a few hours . the two people that I spoke with made me feel so comfortable and at ease ...I can't wait to see what's ahead . I had No idea places like this even existed. I've been house shopping all week..Thanks Credit Iinnovation group and Kathleen and I believe James was the guys name ..They were awesome ! read less - 11/13/2021
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Jolene Jones
I've been with Credit Innovation Group for less than 1 month and my credit has come up significantly. Looking... read moreI've been with Credit Innovation Group for less than 1 month and my credit has come up significantly. Looking forward to the up coming months. Almost there. read less - 10/29/2021
Amanda Compton
They have been great to work with both Issac and hayrum get the job done and do their best to... read moreThey have been great to work with both Issac and hayrum get the job done and do their best to help repair your scores to make future brighter for ur personal goals that you may have set such as buying a house or new car. read less - 10/29/2021
Kara Smart
Hyrum was amazing and very helpful with helping me to get my credit taken care of, as I am in... read moreHyrum was amazing and very helpful with helping me to get my credit taken care of, as I am in the process of becoming a first time homeowner! Credit Innovation Group and all the staff I have dealt with thus far are friendly, efficient and very effective. Check them out for your credit repair needs. read less - 10/29/2021
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Jenise Carey
This group is no joke, my credit went up 150 point in 5 month, I was not expecting this in... read moreThis group is no joke, my credit went up 150 point in 5 month, I was not expecting this in so little time and for a descent amount of money every month. my credit score is still rising with the different credit boost service that they offer. Now I’m all set to buy a home. Thanks Credit Innovasion I love y’all!!!!! read less - 10/29/2021
L G
Day 1 With CIG. They have been on the phone with me for over an hour diving into my credit... read moreDay 1 With CIG. They have been on the phone with me for over an hour diving into my credit issues and discussing the way forward. All representatives were very hospitable and kind. They show personal interest in their clients and pride in their company. I look forward to continuing to work with them in the future and for less than $15 a month will more than likely continue being a platinum member even after im able to fix my credit and get into a home. They do alot of the work but its a team effort, you have to be willing to do your part as well. They focus on repair while you focus on the build. A great slogan for the company would be " We repair your past while your building your future". I will continue to update this review as time goes on. read less - 10/18/2021
Jamie Holland
I've been dealing with Rosie for about a month now, she has been amazing guiding me through every step of... read moreI've been dealing with Rosie for about a month now, she has been amazing guiding me through every step of the way and has already helped me raise my score nearly 100 points. Highly recommend using these services to get back on track! read less - 10/18/2021
Contact
625 No. State Street Unit 2, Hilldale, UT 84784
Open Monday-Friday, 7am-7pm MST
(800) 251-2249
info@creditinnovationgroup.com
Copyright 2023 Credit Innovation Group, all rights reserved.