Credit Ninja
Stuck in the trap of bad credit? We'll help you manage inaccurate, misleading or unverifiable items from your credit reports!
Credit Ninja Gives You
Same Day Service
to put you on the fast track to repairing your credit
Pay As You Go Service
so that you are not locked into a long term contract
An Online Account
to track the progress of your file in real time.
Credit Management Consumer Statistics
1 of every 5 consumers have an error on at least one of their 3 credit reports.
1 in 4 consumers identified errors on their credit reports that could affect their credit scores.
4 of 5 consumers who filed disputes on their credit reports experienced some modification to their credit report.
The Credit Ninja Process
Get Real Results
Better Credit Scores
Faster Credit Approval
A Healthy Credit Profile
Lower Interest Rates
Increased Cashflow
Why People Love Credit Innovation Group
FAQ's
Credit repair is the process of addressing any inaccuracies or questionable negative items that are appearing on your credit reports. If the credit bureaus or your creditors can’t verify that the items are accurate, they legally have to remove them from your credit reports.
By law you’re entitled to a credit profile that is accurate and fairly represents you. If something on you credit appears to be unfair or inaccurate you have the right to get it corrected with the credit bureaus.
Depending on the item and your credit profile, a single negative mark on your credit could decrease your score by over 100 points.
This can be a tricky question because there’s no way to predict how long it will take because every credit situation is different. That being said, we typically see this process take around 6 months for the best results.
The short answer is no. But they do stay on for a very long time. Most negative are removed from your report after 7 years and could take them as long as 10 years to be removed. If you’re planning on using your credit within that timeframe, credit repair is a great solution.
See How We Can Help You
Improve Your Credit
Having good credit opens the door to achieving our financial dreams. We help our members develop a strong credit profile so that they can do just that. What are you waiting for?