In January of 2021, Mary was searching for a way to purchase the home that she and her husband of 23 years, Rick, were currently living in. They were paying 21% interest on their truck and Rick’s score was in the low 500’s.
Mary and Rick were locked into a 5-year rent-to-own contract that was up in November of 2021. After searching online Mary discovered Credit Innovation Group and immediately connected with Derrick, who helped her understand that there was a way for them to achieve their goals of homeownership. Derrick went over the importance of having a powerful credit profile and explained that the home-ready guide would help Mary and Rick accomplish their goals. Being first-time homebuyers, Mary and Rick were grateful for the help and were introduced to their specialist Michael.
Michael and his team wasted no time getting to work for Mary and Rick. Michael went over the importance of making payments on time, building positive credit lines, and how a powerful credit score will eventually help them lower their truck payment by reducing the interest rate.
In the following months, Michael’s team was able to achieve great results for Mary and Rick, including the resolution of 50% of the inaccurate items on their credit reports. Things went so well for them that on May 14, 2021, Mary contacted Michael and informed him that they had closed on their loan and were officially first-time homeowners at the young age of 81!