William was living in a small 2 bedroom apartment with his wife and children. With his growing family, the apartment was getting too small. After living there for 6 years, he decided it was time to look for a home to call his own. William knew he needed to work on his credit to qualify for a VA loan and that is when he found CIG.
William went over his needs with Todd and determined that CIG’s home-ready program was exactly what William was looking for. Todd introduced William to his specialist Alice who helped him identify items on his report that were reporting incorrectly and helped him get those incorrect items removed.
William started CIG’s program with a score in the 550 range. Alice went over how to navigate his DTI, explained to him the importance of low credit card utilization, and discussed what the VA lenders would look for to approve a home loan. William was diligent about making his payments on time, made sure to pay down his DTI, and kept his utilization rates low.
Over the following 5 months, Alice helped William navigate the complexities of his credit situation, answered all of his questions, and guided him on his next steps. Alice and her team were also able to correct and resolve the incorrect items on his report, resulting in 50% of negative items being removed. On April 5th of 2021 William shared the following:
“Thanks Alice for sticking with me to the end, and fixing my credit! I am now a homeowner. Thank you Credit Innovation Group!”